Loan - Your Benefits
- Credit decision within 24 hours.
- budgetcredit.ch knows the current Swiss credit market and can make you the best offer possible on the market.
- No sales charges or commissions.
- You can rely on favorable conditions.
- Payment protection (loan rates) in case of death included.
- Payment protection in case of unemployement selectable.
- If desired, you can arrange a postponement of rates (twice freely and without additional interest costs)
- Credit in the amount of CHF 1,000 to CHF 250,000 possible
- Loan runtime 6 to 120 months, monthly consistent loan rates
- Interest from 4.9% to 9.95%, depending on credit rating
- Credit amount will be paid after the legal withdrawal period on your postal or bank account; on request a cash payment is possible
Credit - Tips
- Important: any taxable income or additional premium subsidies for health insurance should be indicated in the request for budget optimization.
- As each loan application is registered, we recommend to have targeted credit inquiries because the scoring can lead to rejection. Let us know if the requirements are not clear.
- You can deduct the interest cost from your taxes.